Making investments in the contemporary world is as important as breathing. The inflation rate is rising at an increasing rate and to cope with that, it is really important to start investing at an early stage of life. The other valid reason to invest is the increasing life expectancy rate, and thus the expenses on health, etc, have also increased. Though our investable income has increased, the investment avenues have also increased at a duplicate rate. So, for the above-discussed reasons, it is important to invest in a source that would give us guaranteed returns in the future.